Blog

Happy Birthday America!

Katie Stone - July 8, 2013 - Bankruptcy

I just wanted to write everyone and say Happy 4th of July!  I hope that everyone had a safe and wonderful holiday.  I hope that we all took a moment to reflect on the true meaning of freedom and the sacrifice many have gone through to protect this precious gift!  I hope that everyone took […]

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Do you have a large 2nd (3rd or 4th or so on) mortgage? You could get it wiped off in bankruptcy!

Katie Stone - June 24, 2013 - Bankruptcy

Did you know that if you have more than 1 mortgages that you could potentially get the 2nd (3rd or 4th and so on) mortgage and lien stripped from your house with a Chapter 7 and/or Chapter 13 bankruptcy?  If your house is appraised at even one dollar less than what you owe on your first mortgage, […]

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Steps to repair your credit after bankruptcy

Katie Stone - June 3, 2013 - Bankruptcy

Although bankruptcy has never been an option you thought you would have to face, you may have found yourself considering walking down that road.  Many people find the decision to file bankruptcy to be much more than just financial and very difficult.  One concern I get asked about all of the time is the effect […]

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Do you have a large second, third or even fourth mortgage?

Katie Stone - May 28, 2013 - Bankruptcy

Did you know that if you have 2, 3 or 4 mortgages that you could potentially get your obligation to pay them and the liens stripped from your house with a chapter 7 or 13 bankruptcy?  If your house is appraised at even one dollar less than what you owe on your first mortgage, a chapter […]

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April is National Financial Literacy Month

Katie Stone - April 1, 2013 - Bankruptcy

Congress has designated the month of April as National Financial Literacy Month.  Below is a link that provides a lot of resources for establishing good financial habits.  I know that in today’s tough economy, it is difficult for most of us to pay our bills on time, much less save or plan for a rainy day.  Financial problems […]

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3 frequently asked questions this week regarding bankruptcy.

Katie Stone - January 21, 2013 - Bankruptcy

Top 3 FAQ regarding bankruptcy received this week. 1 – What property do I have to include in my bankruptcy? You have to list everything that you own in your bankruptcy petition.  Even if you own the item with someone who is not filing bankruptcy with you such as your parents, you must list it.  […]

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DEBT FREE AND STRESS FREE IN 2013! You can use your tax refund to receive this fresh start.

Katie Stone - January 14, 2013 - Bankruptcy

Did you know that you are allowed to use your tax refund to help you file a bankruptcy?  This is a unique time of year where people usually receive some excess money when they file their taxes.  Although you may have ear marked this money for other things, does the idea of debt free resonate […]

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Married couples do not have to file a bankruptcy together!

Katie Stone - December 17, 2012 - Bankruptcy

Did you know that married couples do not necessarily have to file a bankruptcy together?  If all of the debt is in one persons name, your  spouse does not need to join the bankruptcy.  Keep in mind that if you have joint debt and only one spouse files a bankruptcy, the other spouse’s liability does not go […]

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Consumer’s beware!

Katie Stone - December 7, 2012 - Fair Debt Collection, Foreclosure

Consumers beware!  This tough economy has had an effect on everyone.  Jobs have been lost, homes are in foreclosure, bills are not being paid on time, families are struggling to make ends meet and the list goes on and on.  One thing that we can do to prevent the economy from taking everything from us is to protect […]

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